Offers Terms & Conditions

Mums & Co &The Huddle Competition 2025 
Schedule
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Promotion:
Mums & Co  & The Huddle Promoter Insurance  Australia Limited t/a Mums & Co ABN 11 000 016 722Tower 2, 201  Sussex Street, Sydney, New South Wales 2000, Australia(02) 9292  9222 hello@mumsandco.iag.com.au https://www.mumsandco.com.au/

Promotional Period:
Start Date:  00:01AM AEST  20/05/2025  End Date:  11:59PM AEST 26/05/2025  

Prize:
The Prize pool is valued at $1000 and includes:
• 1 x Prezzee  e-Gift Card valued at $1000.

Relevant States:
All  Australian States and Territories

Entrants:
Entry is open to residents of the Relevant States aged eighteen (18) years or over (Entrants).  Employees (as well as their immediate family members) of the Promoter,  retailers, suppliers and associated companies and agencies are not eligible to enter in the Promotion.

Entry Procedure:
To enter into  the Promotion, the Entrant must:
• Visit www.mumsandco.com.au/huddle (Site);
• Follow the  instructions to subscribe to receive Mums & Co e-newsletters via the form on the Site; and
• answer in 25 words or less “What is your  biggest challenge at the moment?” prior to the End Date.

Entry  Judgment Criteria:
The Promoter  will determine the winning Entrant based on the entry that best answers the prompt.  

Maximum Number of Entries:
Limit of 1  (one) entry per person

Determination Details:
Determination  Date: 28 May 2025

Notification of Winners:
The Winners  will be notified via email and will be announced via a Mums & Co Instagram post on the Determination Date.

Redemption Date:
The Winner  has 7 days from the Determination Date to accept the Prize.

Delivery of the Prize:
The Promoter  will deliver or provide the Prize within 21 days of the Determination Date.

Privacy Policy:
https://www.mumsandco.com.au/privacy-and-security  

Terms & Conditions
1.     The Schedule and these Terms and Conditions govern the Entrant’s participation in the Promotion. Participation in the Promotion is deemed acceptance of these Terms and Conditions.
2.     To enter the Promotion, Entrants must complete the Entry Procedure during the Promotional Period.
3.     Entrants may enter the Promotion up to the Maximum Number of Entries.
4.     The use of automated entry software or other mechanical, electronic or other means that allow an Entrant to automatically enter the Promotion repeatedly is prohibited and will render all entries submitted by the Entrant invalid.
5.     Incomplete and ineligible entries will be deemed invalid. Entries will also be deemed invalid if they breach these Terms and Conditions or any other content guidelines notified by the Promoter.
6.     The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an Entrant’s identity, age and place of residence) and to disqualify any Entrant.

Prize Determination:
7.     The winner of the Promotion (Winner) will be determined in accordance with the Determination Details. Where more than one Prize is available, each Winner may only win one Prize.
8.     The Winner will be notified as specified in the Schedule.
9.     The Promotion is a game of skill. As such, the Winner/s of the Prize will be selected based on the Entry Judgment Criteria, at the sole discretion of the Promoter.
10. Entrants are responsible for all expenses incurred when entering the Promotion and accessing, claiming and/or using the Prize (unless otherwise stated on the Site).
11. The Promoter’s decision is final and no correspondence will be entered into with Entrants regarding the decision.
12. If a Winner’s entry is deemed or found to be invalid, the Promoter may reselect or decide on another winning entry.

Prizes
13. The Prize(s) are specified in the Schedule. THEPRIZE IS NOT TRANSFERRABLE AND NOT REDEEMABLE FOR CASH.
14. If any Prize is unavailable and the Promoter has used all reasonable efforts to arrange the Prize, the Promoter reserves the right to substitute the Prize with a prize of equal value and/or specification, subject to any written directions from a regulatory authority.
15. The Promoter and/or any supplier of the Prize or any part of the Prize may in their absolute discretion:(a)  reserve the right to refuse to allow the Winner or their companion(s) (if any) to take part in any or all aspects of the Prize if they reasonably believe the Winner or their companion(s) (if any) represent a safety risk or for any other reason; and (b)  may cancel the relevant component of the Prize if the conditions are deemed dangerous.
16. (Gift Card) Where any part of the Prize is a gift card (Gift Card), the Gift Card is redeemable only with the issuing retail partner (Retail Partner).Use of the Gift Card is subject to the Retail Partner’s terms and conditions. The Promoter is not a party to any transaction entered into between the Winner and Retail Partner through which the Winner uses the Gift Card and the Promoter has no control over the conduct of any Retail Partner. For the avoidance of doubt, the cancellation, exchange, variation or refund of any goods and/or services that are the subject of the Gift Card is strictly a matter between the Winner and Retail Partner. The Prize is not redeemable for cash. The Gift Card is valid until the date stated on the Gift Card itself.

Claiming Prizes
17. The Prize(s) must be claimed by the Redemption Date in accordance with any claim instructions set out in the Schedule, or it will be deemed forfeited by the Entrant. The Promoter may require the Winner(s) to provide relevant evidence in order to claim the Prize, such as proof of identity, age, and any relevant proof of purchase.
18. The Promoter will deliver the Prize in accordance with the Schedule. Should circumstances outside the Promoter’s control occur, which cause a delay in delivery of the Prize, the Promoter will not be liable.  

General:
19. Personal information: The Promoter collects personal information from all Entrants in order to conduct the Promotion and may, for this purpose, collect, use and disclose such information to third parties, including but not limited to agents, contractors, service providers, Prize suppliers and as required, to regulatory authorities. Please see the Promoter’s Privacy Policy (linked in the Schedule) and any privacy collection notice provided, for more information about how the Promoter handles your personal information. By providing personal information to the Promoter, the Entrant agrees to the collection, use, storage and disclosure of that information as described in this clause 19 and the Promoter’s Privacy Policy.

20. Non-Excludable Guarantees: Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify any legislation which cannot lawfully be excluded or limited, including the statutory consumer guarantees as provided under the Competition and Consumer Act 2010 (Cth)or any other applicable State or Territory legislation (Non-Excludable Guarantees). 21. Consequential Loss: Despite anything to the contrary, but subject to the Non-Excludable Guarantees, neither party will be liable under these Terms & Conditions for any consequential, special or indirect loss including but not limited to loss of profit (including anticipated profit), loss of benefit (including anticipated benefit), loss of revenue, loss of business, loss of goodwill, loss of opportunity, loss of savings (including anticipated savings), loss of reputation, loss of use (including both real and anticipatory) and/ or loss or corruption of data, whether under statute, contract, equity, tort (including negligence), indemnity or otherwise.

22. Liability: A party’s liability for any liability in relation to these Terms and Conditions will be reduced proportionately to the extent the relevant liability was caused or contributed to by the acts or omissions of the other party, including any failure by that other party to take reasonable steps to mitigate its loss.

23. Force Majeure: Neither party will be liable for any delay or failure to perform their respective obligations under these Terms and Conditions if such delay or failure is caused or contributed to by a Force Majeure Event. Force Majeure Event means any event or circumstance which is beyond a Party’s reasonable control including but not limited to, acts of God including fire, hurricane, typhoon, earthquake, landslide, tsunami, mudslide or other catastrophic natural disaster, civil riot, civil rebellion, revolution, terrorism, insurrection, militarily usurped power, act of sabotage, act of a public enemy, war (whether declared or not) or other like hostilities, ionising radiation, contamination by radioactivity, nuclear, chemical or biological contamination, any widespread illness, quarantine or government sanctioned ordinance or shutdown, pandemic (including COVID-19 and any variations or mutations to this disease or illness) or epidemic.

24. Online entries: If a dispute arises as to the identity of an online Entrant, the entry will be deemed to have been submitted by the authorised account holder of the email address. The Promoter may ask any Entrant to provide the Promoter with proof that they are the authorised account holder of the email address associated with the entry.  

25. Legal Warning: Any attempt to cause malicious damage or interference with the normal functioning of the Site or to otherwise undermine the legitimate operations of the Promotion may be a violation of criminal and civil laws and the Promoter reserves the right to seek damages to the fullest extent permitted by law.

26. Social Media: The use of social media is subject to the prevailing terms and conditions of use of the social media platform. Unless otherwise indicated in these Terms and Conditions, the Promotion is in no way sponsored, endorsed or administered by, or associated with any social media platform. If an Entrant uses social media to participate in the Promotion, the Entrant understands that they are providing their information to the Promoter and not to any social media platform. Entrants are solely responsible and liable for the content of their entries and any other information they transmit to other Internet users. By participating in the Promotion, the Entrant releases the applicable social media site from all claims, liabilities, suits, actions and expenses, including costs of litigation and reasonable legal costs associate with the Promotion.

27. Currency: Unless expressly stated otherwise, a reference in these terms or in any advertisement relating to the Promotion, to Australian dollars, dollars, AUD$ or $ is a reference to the lawful currency of Australia.

28. Amendments: If for any reason any aspect of this Promotion is not capable of running as planned, the Promoter may in its sole discretion cancel, terminate, modify or suspend the Promotion and invalidate any affected entries, or suspend or modify a prize, subject to State or Territory regulation.

29. Jurisdiction: These Terms and Conditions are governed by the laws of the States and Territories in which the Promotion is conducted and the Commonwealth of Australia. Entrants submit to the jurisdiction of the courts of their State or Territory.

30. Dispute Resolution: In the event of a dispute, Entrants must contact the Promoter and attempt to resolve the dispute in good faith.

31. Intellectual property rights: All intellectual property rights in the entries vest in the Promoter upon submission of the relevant entry. Where the Promotion involves submission of any materials including but not limited to answers to questions, a statement, idea or opinion, video or voice recordings, images, works of art, designs or photographs (Content), all Entrants represent, warrant and agree that: (a)  the Content must not contain any viruses or cause or be likely to cause any injury or harm to any person or entity; (b)  the Content must be the work of the individual submitting it; (c)  the Content must not have been published elsewhere or have won a prize in any other competition or promotion; (d)  Entrants have obtained all appropriate consents and/or permission relating to a person who appears in, or whose property appears in, the Content;(e)  the submission of the Content does not infringe the intellectual property rights of any third party and that the Content they are submitting is their own work and that they own the copyright for it; (f)    the Promoter may remove or decline to publish any Content without notice to the relevant Entrant; (g)   the Entrant grants the Promoter an irrevocable, perpetual, royalty-free, worldwide, sublicensable and transferable licence to publish, reproduce, distribute, publicly display, and create derivative works of, copy, modify and exploit the Content in any media now known or in the future devised, for any purpose whatsoever, including advertising, marketing, and promotional purposes, without compensation or notification to you. The Entrant waives all moral rights in the Content to the fullest extent permitted by law; and (h)  the Promoter may use their likeness, image and/or voice in the event that the Entrant is the Winner (including photograph, film or recording) in any media whatsoever throughout the world for the purpose of promoting this Promotion or other similar promotions and promoting any products manufactured, distributed and or supplied by the Promoter. The Entrant will not be entitled to any remuneration for such use.

Last updated: 8 May 2025© LegalVision ILP PtyLtd