Effective as at 30 October 2023
“This website” or “our website” means all webpages located on the www.mumsandco.com.au and app.mumsandco.com.au domain names and includes all materials that we make available to you on our website.
This website is the website of Insurance Australia Limited ACN 000 016 722 trading as “Mums & Co” or “Mums & Company”, and its related entities.
All intellectual property rights in and to our website (except for any content posted by members) belong to us and our licensors and are protected by applicable trade mark and copyright laws. Content posted by members belongs to the relevant member.
You may download or print sections of our website if needed for your own personal use, but otherwise must not reproduce any material from our website without our express permission or the express permission of the relevant owner.
We have used reasonable endeavours to ensure that the information contained on our website is accurate and up-to-date at the time of publication. However, we do not warrant the accuracy or completeness of any information contained on or linked to our website.
If you contribute any content to our website (including advertising your business on our website), you represent and warrant that such content:
Member and third-party content
We make no representations about member content or content created or contributed by third parties, including but not limited to representations about the accuracy or reliability of that content.
We do not endorse, recommend or make any representations in respect of and are not responsible for any member or third-party content. Weare not liable to you, or any business you are associated with, for any loss or damage caused by your reliance on such content.
Our website may contain links to websites operated by third parties who are not associated with us. These links are provided for your information only. We have no control over those websites or the services made available through them, and accept no responsibility for them or for any loss or damage that may arise from your use of them.
From time to time, member benefits may include the provision of professional advice to members by experts in a particular field. However, in general, content contributed by members or third-party contributors is not a substitute for professional advice. Members should seek professional medical, tax, legal and other advice for their circumstances.
Managing Mums & Co membership online
You may view and manage certain details relating to your Mums & Co membership on our website. By using our website for this purpose, you warrant to us that you are authorised to manage such details.
You may use our website to perform certain transactions online.
Any transactions performed by you will not be complete until we receive and process your "Confirmation". Your Confirmation means any communication issued or transmitted by you to us via our website or other electronic means which contains your acceptance in relation to our offer, or your confirmation of payment, whichever applies. We will notify you when we receive your Confirmation. Such notice allows you to verify whether your transaction has been successfully completed.
Your Confirmation may not be received by us for various reasons and you acknowledge that we are not liable to you in any way for loss or damage, howsoever caused, directly or indirectly, in connection with the transmission of your Confirmation.
EXCEPT FOR ANY LIABILITY THAT CANNOT BE EXCLUDED BY LAW (IN WHICH CASE THAT LIABILITY IS LIMITED TO THE MINIMUM ALLOWABLE BY LAW), WE EXCLUDE LIABILITY (INCLUDING FOR NEGLIGENCE) FOR ANY LOSS OR DAMAGE SUFFERED OR INCURRED BY ANY PERSON ARISING DIRECTLY OR INDIRECTLY FROM THEIR:
For the avoidance of doubt, this clause does not modify or otherwise affect our liability in connection with any Mums & Co membership that you may have, including as administered via this website.
Other important information
WE DO NOT GUARANTEE THAT THIS WEBSITE WILL BE FREE FROM VIRUSES, THAT INFORMATION IS FREE FROM ERROR, OR THAT ACCESS TO THIS WEBSITE WILL FUNCTION AS INTENDED OR BE UNINTERRUPTED. AS ELECTRONIC SERVICES ARE SUBJECT TO INTERRUPTION OR BREAKDOWN, ACCESS TO THIS WEBSITE IS OFFERED ON AN AS-AVAILABLE BASIS ONLY. SCHEDULED MAINTENANCE TYPICALLY OCCURS DURING OFF PEAK-TIMES TO MINIMISE DISRUPTION TO YOU. ALL TERMS IMPLIED BY LAW, EXCEPT THOSE THAT CAN BE LAWFULLY EXCLUDED, ARE EXCLUDED.
The information on our website is provided for individuals who reside in Australia only, and where indicated, may be limited to specific states and territories of Australia. The law applicable in the State of New South Wales will apply to our website.